• Avaloq 2023 investor survey:

    The five dimensions of investor behaviour

    The report shines a light on the fundamentals of investor behaviour across six markets in Europe and Asia. It is based on original research carried out by Avaloq in 2023.

  • 投資家がアドバイザーをスイッチする理由 

    最新の調査で投資家とリレーションシップマネージャーとの関係を詳しく見てみましょう。投資家がアドバイザーに求めるもの、いわゆる「ロイアル」と「スイッチャー」、そして助言プロセスにおけるAI活用について投資家がどのように感じているかを探ります。 

  • ノンバンカブルアセットとは 

    構成するその他の資産も同様に価値があるかもしれませんが、多くの場合はポートフォリオから除外されたり、独立して管理されたりします。 

Avaloq 2023 investor survey: The five dimensions of investor behaviour

The report shines a light on the fundamentals of investor behaviour across six markets in Europe and Asia. It is based on original research carried out by Avaloq in 2023. We conducted an online survey among 3,000 mass-affluent to ultra-high net worth individuals aged 18 and above in Germany, Switzerland, the UK, Hong Kong, Japan and Singapore to understand what motivates them, which investment methods they use, what their attitude to risk is, which types of investment they favour and which sources inform their investment decisions.

13 Sep 2023 Whitepaper
Digital transformation unlocks new potential for wealth management in Japan

In recent years, Japan's wealth management industry has navigated significant changes, facing both unique challenges and unprecedented opportunities. In 2022, Japan's Prime Minister, Kishida Fumio, noted that over half of Japanese individuals' JPY 2,000 trillion (USD 14.4 trillion) financial assets are held in bank deposits and cash, resulting in slower asset growth compared to the US and UK. This situation presents both a missed opportunity and future potential.

08 Sep 2023 Blog
Five steps to successful AI adoption in small and medium-sized financial institutions

Generative artificial intelligence (AI) has gained significant attention lately. The increasing number of creative AI solutions, including well-known ones like ChatGPT, demonstrates the growing awareness among the public regarding AI's potential to enhance productivity.

04 Aug 2023 Blog
日本におけるウェルスマネジメントの変革: デジタルの活用によってウェルスマネジメントを成功に導くには

日本の個人金融資産は総計2,000兆円にのぼり、その半分以上が現金のまま眠っています。しかしインフレ率の上昇と規制の変更によって、ウェルスマネジメントのチャンスが訪れています。日本では人口の高齢化に伴って次世代へと徐々に資産が移転しつつあり、日本の金融機関がデジタル化を取り入れ、このポテンシャルを活かす機運が高まっています。

26 Jul 2023 Whitepaper
The state of AI adoption in wealth management

Gery Zollinger, Head of Data Science and Analytics at Avaloq, an NEC Company, recently shared his views on where artificial intelligence (AI) adoption currently stands in the wealth management sector, how the technology is already being harnessed in the front office and where we can expect to see new use cases emerge.

22 Mar 2023 Blog
Cloud services approach inflection point in wealth management

With the sudden arrival of global lockdowns three years ago, organizations quickly discovered the risk of location dependence and had to act swiftly to simplify client engagement over the internet. This paved the way for an impressive acceleration in digital transformation. Cloud computing technology has been particularly influential in facilitating this trend, with the switch to the cloud allowing companies to offer location-independent services.

12 Dec 2022 Blog
FCA Consumer Duty: a major win for transparency and client experience

Earlier this year, the FCA announced plans to implement a new reform, Consumer Duty, with a view to setting higher standards of investor protection and engagement across the industry. This latest set of rules will be gradually integrated over the coming months, with Consumer Duty fully applicable from 31 July 2023.

30 Nov 2022 Blog
SEC fines of over $1.8b signify the need for innovation in banks’ client communications

Last week, 11 banks, including some of the largest global players, have agreed to pay more than USD 1.8 billion in fines over charges of failures in record-keeping practices and what the US regulator SEC called “pervasive off-channel communications”.

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Digital transformation unlocks new potential for wealth management in Japan

In recent years, Japan's wealth management industry has navigated significant changes, facing both unique challenges and unprecedented opportunities. In 2022, Japan's Prime Minister, Kishida Fumio, noted that over half of Japanese individuals' JPY 2,000 trillion (USD 14.4 trillion) financial assets are held in bank deposits and cash, resulting in slower asset growth compared to the US and UK. This situation presents both a missed opportunity and future potential.

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Generative artificial intelligence (AI) has gained significant attention lately. The increasing number of creative AI solutions, including well-known ones like ChatGPT, demonstrates the growing awareness among the public regarding AI's potential to enhance productivity.

04 Aug 2023 Blog
The state of AI adoption in wealth management

Gery Zollinger, Head of Data Science and Analytics at Avaloq, an NEC Company, recently shared his views on where artificial intelligence (AI) adoption currently stands in the wealth management sector, how the technology is already being harnessed in the front office and where we can expect to see new use cases emerge.

22 Mar 2023 Blog
Cloud services approach inflection point in wealth management

With the sudden arrival of global lockdowns three years ago, organizations quickly discovered the risk of location dependence and had to act swiftly to simplify client engagement over the internet. This paved the way for an impressive acceleration in digital transformation. Cloud computing technology has been particularly influential in facilitating this trend, with the switch to the cloud allowing companies to offer location-independent services.

12 Dec 2022 Blog
FCA Consumer Duty: a major win for transparency and client experience

Earlier this year, the FCA announced plans to implement a new reform, Consumer Duty, with a view to setting higher standards of investor protection and engagement across the industry. This latest set of rules will be gradually integrated over the coming months, with Consumer Duty fully applicable from 31 July 2023.

30 Nov 2022 Blog
SEC fines of over $1.8b signify the need for innovation in banks’ client communications

Last week, 11 banks, including some of the largest global players, have agreed to pay more than USD 1.8 billion in fines over charges of failures in record-keeping practices and what the US regulator SEC called “pervasive off-channel communications”.

06 Oct 2022 Blog
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Traditionally, large asset managers offer their products through a B2B partner network. The industry is now moving towards serving investors directly, without intermediaries, through digital channels. How can financial institutions efficiently expand digital investment advice to new client segments?

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01 Apr 2022Blog
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21 Mar 2022Blog
The future of Greater Bay Area financial markets
19 Aug 2021Blog
Data divide: The financial cost of a disconnected retail and wealth management system for firms and investors
19 Jul 2021Blog
Finding the sweet spot between human and digital advice
17 Jun 2021Blog
The synergies between Avaloq and NEC
11 May 2021Blog
Three robo-advisory myths debunked
19 Mar 2021Blog
What are non-bankable assets?
18 Feb 2021Blog
What does 2021 have in store for banking operations?
10 Feb 2021Blog
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19 Jan 2021Blog
The language of banking: how to best communicate with your clients
23 Dec 2020Blog
Avaloq's acquisition by NEC successfully completed
22 Dec 2020Blog
Will voice end the era of touch in banking?
15 Dec 2020Blog
How are functions in the financial industry changing?
25 Nov 2020Blog
How to seamlessly integrate ESG in your investment advisory process
04 Nov 2020Blog
Avaloq’s Future as Part of NEC
03 Nov 2020Blog
5 security challenges in an open banking ecosystem
21 Oct 2020Blog
ESG – a trend turned regulation
11 Oct 2020Blog
Can automation and robo-advisors help democratize the wealth management industry?
24 Sep 2020Blog
What is synthesized data?
09 Sep 2020Blog
The future of wealth management
27 Jul 2020Blog
4 benefits of BPaaS in the new decade
16 Jul 2020Blog
What is conversational banking?
30 Jun 2020Blog
Monetizing and tokenizing non-bankable assets
10 Jun 2020Blog
Can AI-based recommender solutions help wealth managers?
28 May 2020Blog
Blockchain – the Innovation Engine of the Financial Industry?
17 Apr 2020Blog
Machine Learning for non-bankable asset investing
18 Mar 2020Blog
5 things that open banking has given us
12 Mar 2020Blog
3 key drivers of innovation in the open banking platform economy
18 Feb 2020Blog
Investing in non-bankable assets – the whys and hows
27 Jan 2020Blog
Connect the dots: how to use relationship networks in banking
20 Jan 2020Blog
Distributed learning across banks – Avaloq’s differentiating approach
06 Jan 2020Blog
Is it time to redefine the risk-based portfolio approach?
19 Dec 2019Blog
Change from a single-instrument to a risk-based portfolio approach in wealth industry
16 Dec 2019Blog
Why automation in the wealth advisory process is becoming critical
13 Dec 2019Blog
How will blockchain transform the wealth management industry?
20 Nov 2019Blog
Cloud Adoption in Financial Services: Western Europe vs Asia, by IDC
11 Oct 2019Blog
What makes an effective digital wealth management solution?
06 Aug 2019Blog
Digital accounting? Smart contract? Token?
10 Jul 2019Blog
The potential of digital assets in wealth management
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BPaaS: Why banks must critically rethink their business model
26 Apr 2019Blog
How BPaaS models help to reduce complexity in digital banking
Avaloq 2023 investor survey: The five dimensions of investor behaviour

The report shines a light on the fundamentals of investor behaviour across six markets in Europe and Asia. It is based on original research carried out by Avaloq in 2023. We conducted an online survey among 3,000 mass-affluent to ultra-high net worth individuals aged 18 and above in Germany, Switzerland, the UK, Hong Kong, Japan and Singapore to understand what motivates them, which investment methods they use, what their attitude to risk is, which types of investment they favour and which sources inform their investment decisions.

13 Sep 2023 Whitepaper
日本におけるウェルスマネジメントの変革: デジタルの活用によってウェルスマネジメントを成功に導くには

日本の個人金融資産は総計2,000兆円にのぼり、その半分以上が現金のまま眠っています。しかしインフレ率の上昇と規制の変更によって、ウェルスマネジメントのチャンスが訪れています。日本では人口の高齢化に伴って次世代へと徐々に資産が移転しつつあり、日本の金融機関がデジタル化を取り入れ、このポテンシャルを活かす機運が高まっています。

26 Jul 2023 Whitepaper
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See how AI models and the regulation around them have evolved, and learn how financial organizations can ensure the use of a more ethical, unbiased AI system.

18 Mar 2022 Whitepaper
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The Greater Bay Area and its financial market is changing drastically at an incredible speed. The pool of investible private wealth may double, as the Chinese government runs several initiatives and programs to enhance financial ties in the region.

17 Mar 2022 Whitepaper
Why would investors switch their financial advisor?

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04 Nov 2021 Whitepaper
Why do people invest?

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09 Sep 2021 Whitepaper
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