Dynamic life risk analysis & coverage solution

vlot helps banks to be present in their clients’ relevant life events. Individuals/families get easy access to a holistic analysis of 1st & 2nd pillar risk benefits combined with a flexible life insurance to close existing income gaps.

Key features

Orientation in the jungle of social security & employer pension fund benefits - life risk assessment at a glance
Access to affordable & flexible close-the-gap risk coverage solutions tailored to life situation based needs
Guidance as to when it makes sense to adjust risk coverage upon relevant life events

Description

vlot's Dynamic Life Risk Analysis & Coverage Solution provides customers of a bank with access to a holistic, custom-tailored life risk analysis and insurance that smoothly adjusts to their changing life situations. In a full-fledged, end-to-end offering, vlot enables the user to:

Step / Module 1: Risk analysis Assess and visualize the existing life risk coverage, coming along with a complete analysis of available state and employer benefits in the event of disability or death which is fully tailored to a specific life / family situation.

>>> Remark: available as a stand-alone module

Step / Module 2: Coverage Seamlessly close an identified income protection gap by transitioning to the actual life insurance application and get instant coverage.

>>> Remark: the actual life insurance product is sourced from a respective insurance carrier (whereas one provider is already available today out of the box and additional ones are about to be integrated)

Step / Module 3: Life planning Smoothly adjust the life insurance after a relevant life event such as changing the employer (incl. pension fund), getting married, buying a house, or giving birth to a child.

>>> Remark: works also in context with Module 1 only (in the sense of a dynamic life risk analysis), i.e. excluding embedding an actual life insurance product in the offering

Company description

vlot helps banks to be present in their clients’ relevant life events (such as getting married or buying a house). Individuals/families get easy access to a holistic analysis of 1st & 2nd pillar risk benefits (death & disability) combined with a flexible life insurance to close existing income gaps.

Preview

Documents

The vlot solution at a glance
Life risk coverage solutions that smoothly adjust to changing life situations

Key features