Lending and credit
Our platform enables you to efficiently structure, model and manage loans and credit from initiation, through to structuring and approval, to processing and risk monitoring. Offer a comprehensive range of innovative credit and lending products, including mortgages, corporate syndicated loans and securities-backed lending, tailored to the high net worth and ultra-high net worth segment.
Our platform enables you to efficiently serve clients with a wide range of lending and credit products.
Benefits
Front-end to back-end
Cover everything from credit initiation through to treasury, accounting and liquidity risk tools on one platform.
Fully integrated
Boost your operational efficiency with lending and credit capabilities that run on the same data model as your core banking.
Designed for wealth
Offer clients an extensive set of securities-based lending scenarios, with exotic collateral including art and cars.
Explore our lending and credit capabilities in detail
与信リスク
当社のプラットフォームでは、複雑なローンの与信リスクのキャプチャーや評価、監視、そして報告が可能です。当社のローンエンジンは、すばやく正確に担保を査定し、重大なリスク尺度を計算します。
与信業務
当社の与信業務機能なら、簡単に与信商品のモデルを作成し、導入することができます。先物ローンやシンジケートローン、または担保貸付などの、複雑な融資構造やローンのタイプについてもカバーしています。
住宅ローンのオプション
当社のプラットフォームなら、住宅ローンのプロビジョニングと管理に必要な、不動産と物的担保の詳細を管理することができます。当社専用のアドオンモジュールを使用すると、採算性の評価も可能です。
与信の構造化と承認
当社の与信の構造化機能なら、法人顧客、個人顧客共に、与信の開始から支払いまで、プロセス全体をカバーできます。お客様のビジネスにおけるリスクと与信ポリシーの範囲内で業務を行い、最速の判断が可能になります。
Discover our other capabilities
Find out how we meet the needs of banks and wealth managers on one comprehensive front-to-back platform.
Digital channels
Show your clients you understand their needs with a hyper-personalized web and mobile experience.
Client management
Equip your front office with fully integrated capabilities designed to simplify any client journey.
Investment management
Harness powerful portfolio management and investment advisory capabilities to grow your business.
Trading
Manage the full trading process from order management, routing and execution to settlement.
Payments
Get complete payments coverage in multiple markets and across all major protocols and standards.
Treasury, risk and compliance
Stay compliant with regulation and manage risk across products and multiple jurisdictions.
Data analytics
Access insights from core banking via the latest data extraction and streaming technology.
Integration
Connect with third-parties and benefit from pre-integration with selected best of breed partners.
Want to learn more about our lending and credit capabilities? Contact us today for further information on how we can help your business.